Terms of Use

 

Last Updated: March 2025

Welcome to Coverage Hunter! By accessing or using our website (the “Site”), you agree to these Terms of Service (the “Terms”). Please read them carefully before using our platform. If you do not agree to these Terms, please do not use our services.


1. Overview of Services

Coverage Hunter provides an online platform that connects individuals and businesses with independent insurance agents and coverage providers. Our services include:

Coverage Hunter does not directly provide insurance policies, financial advice, or guarantee the terms of any insurance policy offered by listed providers.


2. User Eligibility & Account Responsibilities

By using Coverage Hunter, you represent that:

If we detect fraudulent, misleading, or inappropriate use of our platform, we reserve the right to suspend or terminate your access without notice.


3. Independent Insurance Providers

Coverage Hunter serves as a directory and referral platform. We do not endorse, guarantee, or take responsibility for any insurance provider listed on our site. Any transactions, agreements, or disputes between you and an insurance provider are solely between you and that provider. We recommend reviewing all policy details and provider credentials before making any decisions.


4. Use of the Platform

By using our services, you agree:
✅ Not to use the platform for fraudulent, illegal, or deceptive purposes.
✅ Not to scrape, copy, or misuse any content, including provider listings and reviews.
✅ To respect intellectual property rights and not upload any unauthorized content.
✅ Not to use Coverage Hunter for spam, harassment, or malicious activity.

Any violation of these terms may result in permanent account suspension.


5. Intellectual Property Rights

All content, trademarks, logos, and proprietary information on Coverage Hunter, including but not limited to text, graphics, and software, are the exclusive property of Coverage Hunter or its licensors. Users may not copy, distribute, or use any content without prior written consent.


6. Limitation of Liability

Coverage Hunter is an informational resource and does not guarantee the accuracy, completeness, or suitability of the information provided. To the maximum extent permitted by law, Coverage Hunter:

If you experience an issue with an insurance provider found through Coverage Hunter, we encourage you to contact the provider directly for resolution.


7. Privacy Policy

By using our platform, you acknowledge that you have read and agreed to our Privacy Policy. We take data privacy seriously and only collect the information necessary to enhance your experience. We do not sell personal information to third parties.

Privacy Policy


8. Third-Party Links & Advertisements

Coverage Hunter may display third-party links, advertisements, or affiliate partnerships. We do not control or endorse third-party content and are not responsible for any transactions, claims, or disputes that arise from third-party interactions.


9. Modifications to These Terms

We may update these Terms periodically. Any changes will be effective immediately upon posting. Continued use of the platform after updates constitutes acceptance of the revised Terms.


10. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the United States and the state of Texas, without regard to its conflict of law principles. Any disputes shall be resolved through binding arbitration in Dallas, Texas, except for matters that may be taken to small claims court.


11. Contact Us

If you have any questions about these Terms, please contact us at:

Email: support@coveragehunter.com

Thank you for using Coverage Hunter – making insurance simpler, smarter, and stress-free! 🚀