Hi! Thanks for stopping by and reading my bio! I am an independent Insurance broker which means I represent several companies and give you unbiased advise and free consultations. I have been helping those who are on or going on Medicare for 11 years already! I will assist you in coming off an employer plan with all the necessary forms to ensure it is done correctly so you won t have a penalty. I go the extra mile and will make sure to apply for any programs you may be eligible for. I also check GoodRx if I think your medication copays seem high to me. I work for you!! ~Medicare Disclaimer~ I do not offer every plan available in your area. Any information I provide is limited to those plans I do offer in your area. I represent 13 carriers and 8100 plans in 6 states. Please contact Medicare.gov, your State Health Insurance Programs (SHIP), or call 1.800.MEDICARE to get information on all your options.