With over 35 years of experience in health insurance, I am a licensed independent agent that specializes in Medicare in CA and multiple states. Independent means I am not affiliated with any particular insurance company, giving you unbiased recommendations and understanding of all your options. My approach is educational. To make sure you understand the basics of Medicare, assist with enrollment, and help you choose a plan to help pay for what Medicare does not pay for. My personalized approach considers your doctors, medications, lifestyle, and budget. And then matches those needs up with the appropriate plan. You are turning 65 or leaving an employer plan, you have talked to friends, family, and neighbors and you are still at the same place where you started. "Confused in the Medicare Maze?" Now is the time to reach out to a professional and call me. You need to know not only when to enroll, but also what plan options are available , so you understand all your choices. Not enrolling at the right time may lead to hefty penalties and fines you want and must avoid. CALL ME TODAY!